See all 9th-12th Grades Standards
Middle School Personal Finance

Middle School Personal Finance

Workbook • 1.5 hr of learning
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Here's how Middle School Personal Finance aligns with curriculum standards in Alabama. Use the filters to change the location, set of standards, and grade level.

Personal Finance

Financial Responsibility

3: Explain how goals, decision‑making, and planning affect personal financial choices and behaviors.

Standards
Defined by Alabama Course of Study: Finance 9th-12th Grades and align with Middle School Personal Finance
a: Create a plan to reach a specific financial goal.

Saving

22: Research and report on the benefits of savings.

Standards
Defined by Alabama Course of Study: Finance 9th-12th Grades and align with Middle School Personal Finance
a: Distinguish between saving and investing, considering the characteristics of various methods of saving. Examples: savings account, money markets, certificates of deposit, IRAs, retirement accounts

23: Compare certificates of deposit, money markets, and savings accounts and identify the benefits and disadvantages of each.

Standards
Defined by Alabama Course of Study: Finance 9th-12th Grades and align with Middle School Personal Finance
c: Explain the difference between simple and compound interest and calculate interest on a given amount of savings using each method.

Investing

24: Identify types of investments appropriate for different objectives. Examples: short term vs. long term goals, liquidity, risks vs. reward

Standards
Defined by Alabama Course of Study: Finance 9th-12th Grades and align with Middle School Personal Finance
d: Describe steps that will maximize long‑term investment returns and explain the advantages of each. Examples: begin investing at an early age, diversify investments, take advantage of employer matching programs